Call reports 2020
MONONA BANK — 2020
What MONONA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 947,126,000 | 1,037,754,000 | 1,034,818,000 | 1,072,161,000 |
| Total loans | 795,604,000 | 873,266,000 | 881,913,000 | 882,291,000 |
| Allowance for loan losses | 10,131,000 | 10,515,000 | 12,070,000 | 12,110,000 |
| Securities available for sale | 75,247,000 | 73,587,000 | 72,228,000 | 73,236,000 |
| Securities held to maturity | 0 | 1,615,000 | 1,615,000 | 1,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,649,000 | 862,937,000 | 860,581,000 | 915,934,000 |
| Interest-bearing deposits | 605,323,000 | 637,925,000 | 621,350,000 | 673,568,000 |
| Noninterest-bearing deposits | 167,326,000 | 225,012,000 | 239,231,000 | 242,366,000 |
| Equity capital | 109,951,000 | 112,147,000 | 113,555,000 | 115,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,517,000 | 19,416,000 | 29,041,000 | 39,326,000 |
| Interest expense | 2,253,000 | 3,764,000 | 4,869,000 | 5,783,000 |
| Net interest income | 7,264,000 | 15,652,000 | 24,172,000 | 33,543,000 |
| Noninterest income | 1,273,000 | 3,823,000 | 6,931,000 | 9,454,000 |
| Noninterest expense | 6,055,000 | 12,645,000 | 19,308,000 | 25,920,000 |
| Provision for loan losses | 188,000 | 564,000 | 2,115,000 | 3,165,000 |
| Pretax income | 2,306,000 | 6,262,000 | 9,692,000 | 13,924,000 |
| Income tax | 270,000 | 1,269,000 | 2,117,000 | 3,188,000 |
| Net income | 2,036,000 | 4,993,000 | 7,575,000 | 10,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,094,000 | 94,912,000 | 96,354,000 | 98,376,000 |
| Total capital | 103,225,000 | 105,427,000 | 107,380,000 | 109,868,000 |
| Risk-weighted assets | 858,051,000 | 867,129,000 | 881,050,000 | 918,790,000 |