Call reports 2019
MONONA BANK — 2019
What MONONA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 896,142,000 | 931,462,000 | 939,820,000 | 960,931,000 |
| Total loans | 754,748,000 | 790,221,000 | 798,607,000 | 789,700,000 |
| Allowance for loan losses | 9,393,000 | 9,674,000 | 9,959,000 | 9,937,000 |
| Securities available for sale | 79,843,000 | 78,048,000 | 77,697,000 | 75,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,814,000 | 715,988,000 | 749,021,000 | 793,648,000 |
| Interest-bearing deposits | 560,357,000 | 563,553,000 | 591,392,000 | 616,481,000 |
| Noninterest-bearing deposits | 150,457,000 | 152,435,000 | 157,629,000 | 177,167,000 |
| Equity capital | 102,909,000 | 104,640,000 | 106,440,000 | 108,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,595,000 | 19,563,000 | 30,101,000 | 40,644,000 |
| Interest expense | 2,416,000 | 5,015,000 | 7,738,000 | 10,174,000 |
| Net interest income | 7,179,000 | 14,548,000 | 22,363,000 | 30,470,000 |
| Noninterest income | 907,000 | 2,034,000 | 3,596,000 | 5,152,000 |
| Noninterest expense | 5,488,000 | 10,904,000 | 16,630,000 | 22,518,000 |
| Provision for loan losses | 276,000 | 552,000 | 828,000 | 828,000 |
| Pretax income | 2,559,000 | 5,386,000 | 8,761,000 | 12,536,000 |
| Income tax | 633,000 | 1,335,000 | 2,145,000 | 3,052,000 |
| Net income | 1,926,000 | 4,051,000 | 6,616,000 | 9,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,432,000 | 88,627,000 | 90,262,000 | 92,198,000 |
| Total capital | 96,825,000 | 98,301,000 | 100,221,000 | 102,135,000 |
| Risk-weighted assets | 805,268,000 | 839,079,000 | 851,470,000 | 852,053,000 |