Call reports 2018
MONONA BANK — 2018
What MONONA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 865,817,000 | 863,628,000 | 884,626,000 | 914,816,000 |
| Total loans | 713,261,000 | 712,339,000 | 729,315,000 | 739,116,000 |
| Allowance for loan losses | 7,771,000 | 8,272,000 | 8,697,000 | 9,109,000 |
| Securities available for sale | 81,287,000 | 82,084,000 | 80,396,000 | 81,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,765,000 | 690,838,000 | 705,474,000 | 741,151,000 |
| Interest-bearing deposits | 541,690,000 | 540,604,000 | 549,912,000 | 577,192,000 |
| Noninterest-bearing deposits | 151,075,000 | 150,234,000 | 155,562,000 | 163,959,000 |
| Equity capital | 97,086,000 | 98,074,000 | 98,932,000 | 101,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,815,000 | 17,702,000 | 26,912,000 | 36,464,000 |
| Interest expense | 1,538,000 | 3,238,000 | 5,135,000 | 7,293,000 |
| Net interest income | 7,277,000 | 14,464,000 | 21,777,000 | 29,171,000 |
| Noninterest income | 931,000 | 1,972,000 | 2,901,000 | 4,068,000 |
| Noninterest expense | 5,129,000 | 10,465,000 | 15,726,000 | 21,067,000 |
| Provision for loan losses | 426,000 | 852,000 | 1,278,000 | 1,704,000 |
| Pretax income | 2,653,000 | 5,119,000 | 7,674,000 | 10,468,000 |
| Income tax | 672,000 | 1,288,000 | 1,917,000 | 2,403,000 |
| Net income | 1,981,000 | 3,831,000 | 5,757,000 | 8,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,306,000 | 83,503,000 | 84,779,000 | 86,435,000 |
| Total capital | 90,077,000 | 91,775,000 | 93,476,000 | 95,544,000 |
| Risk-weighted assets | 760,097,000 | 756,827,000 | 781,846,000 | 794,788,000 |