Call reports 2016
MONONA BANK — 2016
What MONONA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 447,814,000 | 469,053,000 | 465,561,000 | 515,164,000 |
| Total loans | 396,866,000 | 403,695,000 | 414,103,000 | 427,084,000 |
| Allowance for loan losses | 5,820,000 | 5,892,000 | 5,959,000 | 5,986,000 |
| Securities available for sale | 27,582,000 | 28,933,000 | 27,746,000 | 26,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,429,000 | 353,366,000 | 340,641,000 | 395,372,000 |
| Interest-bearing deposits | 274,192,000 | 273,466,000 | 261,069,000 | 310,137,000 |
| Noninterest-bearing deposits | 79,237,000 | 79,900,000 | 79,572,000 | 85,235,000 |
| Equity capital | 51,310,000 | 52,168,000 | 53,344,000 | 54,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,456,000 | 9,062,000 | 13,910,000 | 18,921,000 |
| Interest expense | 578,000 | 1,179,000 | 1,786,000 | 2,402,000 |
| Net interest income | 3,878,000 | 7,883,000 | 12,124,000 | 16,519,000 |
| Noninterest income | 546,000 | 1,370,000 | 2,170,000 | 2,848,000 |
| Noninterest expense | 3,116,000 | 6,267,000 | 9,382,000 | 12,545,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 1,245,000 | 2,860,000 | 4,723,000 | 6,570,000 |
| Income tax | 432,000 | 1,000,000 | 1,661,000 | 2,325,000 |
| Net income | 813,000 | 1,860,000 | 3,062,000 | 4,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,974,000 | 51,822,000 | 53,024,000 | 54,083,000 |
| Total capital | 56,058,000 | 57,031,000 | 58,408,000 | 59,656,000 |
| Risk-weighted assets | 406,004,000 | 416,002,000 | 430,122,000 | 445,418,000 |