Call reports 2015
MONONA BANK — 2015
What MONONA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 412,120,000 | 417,513,000 | 424,210,000 | 459,293,000 |
| Total loans | 341,961,000 | 345,056,000 | 364,556,000 | 384,556,000 |
| Allowance for loan losses | 5,859,000 | 5,863,000 | 5,867,000 | 5,854,000 |
| Securities available for sale | 28,632,000 | 28,782,000 | 30,777,000 | 29,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,424,000 | 334,117,000 | 338,720,000 | 367,594,000 |
| Interest-bearing deposits | 262,953,000 | 270,057,000 | 264,859,000 | 290,612,000 |
| Noninterest-bearing deposits | 63,471,000 | 64,060,000 | 73,861,000 | 76,982,000 |
| Equity capital | 48,807,000 | 49,556,000 | 50,776,000 | 51,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,042,000 | 8,173,000 | 12,396,000 | 16,816,000 |
| Interest expense | 545,000 | 1,109,000 | 1,697,000 | 2,277,000 |
| Net interest income | 3,497,000 | 7,064,000 | 10,699,000 | 14,539,000 |
| Noninterest income | 685,000 | 1,460,000 | 2,059,000 | 2,635,000 |
| Noninterest expense | 2,932,000 | 5,888,000 | 8,835,000 | 11,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,250,000 | 2,636,000 | 3,923,000 | 5,482,000 |
| Income tax | 445,000 | 949,000 | 1,075,000 | 1,610,000 |
| Net income | 805,000 | 1,687,000 | 2,848,000 | 3,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,162,000 | 48,796,000 | 49,956,000 | 51,396,000 |
| Total capital | 52,727,000 | 53,422,000 | 54,822,000 | 56,492,000 |
| Risk-weighted assets | 363,923,000 | 368,558,000 | 387,999,000 | 406,893,000 |