Call reports 2019
SUNSET BANK & SAVINGS — 2019
What SUNSET BANK & SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 127,053,000 | 128,527,000 | 130,442,000 | 130,563,000 |
| Total loans | 101,684,000 | 102,967,000 | 101,380,000 | 97,722,000 |
| Allowance for loan losses | 953,000 | 970,000 | 989,000 | 882,000 |
| Securities available for sale | 10,429,000 | 10,156,000 | 9,584,000 | 11,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,762,000 | 111,456,000 | 113,257,000 | 113,341,000 |
| Interest-bearing deposits | 93,163,000 | 95,657,000 | 97,168,000 | 98,082,000 |
| Noninterest-bearing deposits | 15,599,000 | 15,799,000 | 16,089,000 | 15,259,000 |
| Equity capital | 15,482,000 | 15,610,000 | 15,717,000 | 15,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,575,000 | 3,895,000 | 5,210,000 |
| Interest expense | 341,000 | 724,000 | 1,131,000 | 1,550,000 |
| Net interest income | 927,000 | 1,851,000 | 2,764,000 | 3,660,000 |
| Noninterest income | 176,000 | 341,000 | 610,000 | 1,046,000 |
| Noninterest expense | 973,000 | 1,959,000 | 3,001,000 | 4,256,000 |
| Provision for loan losses | 30,000 | 50,000 | 70,000 | 80,000 |
| Pretax income | 100,000 | 183,000 | 303,000 | 370,000 |
| Income tax | 10,000 | 19,000 | 40,000 | 46,000 |
| Net income | 90,000 | 164,000 | 263,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,965,000 | 14,069,000 | 14,192,000 | 14,104,000 |
| Total capital | 14,918,000 | 15,039,000 | 15,181,000 | 14,986,000 |
| Risk-weighted assets | 89,852,000 | 90,207,000 | 88,520,000 | 84,307,000 |