Call reports 2018
SUNSET BANK & SAVINGS — 2018
What SUNSET BANK & SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,422,000 | 128,811,000 | 127,519,000 | 127,073,000 |
| Total loans | 92,969,000 | 100,121,000 | 100,735,000 | 101,031,000 |
| Allowance for loan losses | 839,000 | 868,000 | 896,000 | 924,000 |
| Securities available for sale | 15,319,000 | 13,318,000 | 10,987,000 | 10,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,330,000 | 107,544,000 | 107,675,000 | 105,838,000 |
| Interest-bearing deposits | 92,393,000 | 91,453,000 | 90,536,000 | 91,393,000 |
| Noninterest-bearing deposits | 14,937,000 | 16,091,000 | 17,139,000 | 14,445,000 |
| Equity capital | 15,303,000 | 15,277,000 | 15,364,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,381,000 | 3,634,000 | 4,896,000 |
| Interest expense | 196,000 | 414,000 | 660,000 | 938,000 |
| Net interest income | 964,000 | 1,967,000 | 2,974,000 | 3,958,000 |
| Noninterest income | 177,000 | 386,000 | 632,000 | 798,000 |
| Noninterest expense | 1,042,000 | 2,077,000 | 3,131,000 | 4,086,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 79,000 | 223,000 | 403,000 | 568,000 |
| Income tax | 4,000 | 20,000 | 53,000 | 81,000 |
| Net income | 75,000 | 203,000 | 350,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,735,000 | 13,733,000 | 13,888,000 | 14,080,000 |
| Total capital | 14,574,000 | 14,601,000 | 14,784,000 | 15,004,000 |
| Risk-weighted assets | 85,311,000 | 89,253,000 | 89,433,000 | 89,455,000 |