Call reports 2016
SUNSET BANK & SAVINGS — 2016
What SUNSET BANK & SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,083,000 | 126,181,000 | 128,628,000 | 129,222,000 |
| Total loans | 73,894,000 | 75,701,000 | 80,926,000 | 89,566,000 |
| Allowance for loan losses | 582,000 | 580,000 | 608,000 | 581,000 |
| Securities available for sale | 25,658,000 | 24,043,000 | 20,131,000 | 19,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,338,000 | 107,271,000 | 109,187,000 | 110,730,000 |
| Interest-bearing deposits | 96,791,000 | 95,814,000 | 96,918,000 | 99,298,000 |
| Noninterest-bearing deposits | 12,547,000 | 11,457,000 | 12,269,000 | 11,432,000 |
| Equity capital | 16,179,000 | 16,332,000 | 16,407,000 | 15,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,181,000 | 3,259,000 | 4,400,000 |
| Interest expense | 159,000 | 324,000 | 495,000 | 673,000 |
| Net interest income | 935,000 | 1,857,000 | 2,764,000 | 3,727,000 |
| Noninterest income | 273,000 | 585,000 | 901,000 | 1,193,000 |
| Noninterest expense | 1,084,000 | 2,194,000 | 3,283,000 | 4,375,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 156,000 | 280,000 | 384,000 | 517,000 |
| Income tax | 25,000 | 45,000 | 72,000 | 94,000 |
| Net income | 131,000 | 235,000 | 312,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,880,000 | 13,985,000 | 13,675,000 | 13,286,000 |
| Total capital | 14,462,000 | 14,565,000 | 14,283,000 | 13,867,000 |
| Risk-weighted assets | 75,289,000 | 77,588,000 | 78,197,000 | 84,764,000 |