Call reports 2015
SUNSET BANK & SAVINGS — 2015
What SUNSET BANK & SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,839,000 | 130,611,000 | 130,864,000 | 128,875,000 |
| Total loans | 74,399,000 | 76,652,000 | 75,801,000 | 76,635,000 |
| Allowance for loan losses | 780,000 | 779,000 | 777,000 | 773,000 |
| Securities available for sale | 30,787,000 | 28,397,000 | 29,443,000 | 28,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,141,000 | 111,320,000 | 111,349,000 | 110,383,000 |
| Interest-bearing deposits | 96,877,000 | 96,894,000 | 96,156,000 | 97,279,000 |
| Noninterest-bearing deposits | 14,264,000 | 14,426,000 | 15,193,000 | 13,104,000 |
| Equity capital | 15,770,000 | 15,749,000 | 15,950,000 | 15,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,264,000 | 3,380,000 | 4,500,000 |
| Interest expense | 147,000 | 297,000 | 452,000 | 611,000 |
| Net interest income | 988,000 | 1,967,000 | 2,928,000 | 3,889,000 |
| Noninterest income | 263,000 | 511,000 | 717,000 | 933,000 |
| Noninterest expense | 1,035,000 | 2,077,000 | 3,131,000 | 4,249,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 186,000 | 371,000 | 484,000 | 597,000 |
| Income tax | 35,000 | 70,000 | 77,000 | 83,000 |
| Net income | 151,000 | 301,000 | 407,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,271,000 | 13,421,000 | 13,607,000 | 13,750,000 |
| Total capital | 14,051,000 | 14,200,000 | 14,384,000 | 14,523,000 |
| Risk-weighted assets | 77,007,000 | 77,868,000 | 79,388,000 | 78,999,000 |