Call reports 2025
AMG NATIONAL TRUST BANK — 2025
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 732,314,000 | 750,380,000 | 732,643,000 | 741,001,000 |
| Total loans | 267,355,000 | 277,190,000 | 272,780,000 | 283,718,000 |
| Allowance for loan losses | 2,989,000 | 2,851,000 | 2,786,000 | 2,918,000 |
| Securities available for sale | 209,061,000 | 170,570,000 | 135,980,000 | 135,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,507,000 | 634,996,000 | 612,953,000 | 617,208,000 |
| Interest-bearing deposits | 619,280,000 | 632,976,000 | 610,508,000 | 611,761,000 |
| Noninterest-bearing deposits | 3,227,000 | 2,020,000 | 2,445,000 | 5,447,000 |
| Equity capital | 103,204,000 | 107,845,000 | 112,145,000 | 115,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,099,000 | 18,368,000 | 27,945,000 | 36,894,000 |
| Interest expense | 4,808,000 | 9,809,000 | 15,215,000 | 19,816,000 |
| Net interest income | 4,291,000 | 8,559,000 | 12,730,000 | 17,078,000 |
| Noninterest income | 11,351,000 | 22,753,000 | 34,291,000 | 46,336,000 |
| Noninterest expense | 10,789,000 | 20,962,000 | 31,088,000 | 42,323,000 |
| Provision for loan losses | -212,000 | -423,000 | -488,000 | -356,000 |
| Pretax income | 5,094,000 | 10,866,000 | 16,533,000 | 21,641,000 |
| Income tax | 1,308,000 | 2,789,000 | 4,346,000 | 5,890,000 |
| Net income | 3,786,000 | 8,077,000 | 12,187,000 | 15,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,473,000 | 95,945,000 | 100,226,000 | 103,967,000 |
| Total capital | 94,783,000 | 99,066,000 | 103,284,000 | 107,087,000 |
| Risk-weighted assets | 512,446,000 | 476,878,000 | 458,092,000 | 472,604,000 |