Call reports 2024
AMG NATIONAL TRUST BANK — 2024
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 713,077,000 | 659,586,000 | 645,887,000 | 723,180,000 |
| Total loans | 235,276,000 | 259,270,000 | 260,519,000 | 272,719,000 |
| Allowance for loan losses | 3,193,000 | 3,607,000 | 3,254,000 | 3,201,000 |
| Securities available for sale | 161,911,000 | 167,029,000 | 176,861,000 | 180,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,391,000 | 550,825,000 | 531,097,000 | 615,501,000 |
| Interest-bearing deposits | 607,524,000 | 549,422,000 | 528,101,000 | 611,263,000 |
| Noninterest-bearing deposits | 1,867,000 | 1,403,000 | 2,996,000 | 4,238,000 |
| Equity capital | 97,174,000 | 101,189,000 | 106,356,000 | 99,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,377,000 | 17,616,000 | 26,443,000 | 35,036,000 |
| Interest expense | 4,866,000 | 10,028,000 | 15,101,000 | 19,682,000 |
| Net interest income | 3,511,000 | 7,588,000 | 11,342,000 | 15,354,000 |
| Noninterest income | 10,711,000 | 21,707,000 | 32,736,000 | 43,947,000 |
| Noninterest expense | 9,767,000 | 19,252,000 | 28,883,000 | 38,236,000 |
| Provision for loan losses | -17,000 | 397,000 | 45,000 | 136,000 |
| Pretax income | 4,472,000 | 9,603,000 | 14,958,000 | 20,787,000 |
| Income tax | 1,185,000 | 2,515,000 | 3,839,000 | 5,131,000 |
| Net income | 3,287,000 | 7,088,000 | 11,119,000 | 15,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,024,000 | 90,003,000 | 94,213,000 | 87,514,000 |
| Total capital | 89,465,000 | 93,855,000 | 97,868,000 | 91,066,000 |
| Risk-weighted assets | 459,115,000 | 484,033,000 | 473,162,000 | 492,569,000 |