Call reports 2023
AMG NATIONAL TRUST BANK — 2023
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 682,706,000 | 637,618,000 | 600,597,000 | 693,997,000 |
| Total loans | 207,798,000 | 219,236,000 | 221,175,000 | 236,545,000 |
| Allowance for loan losses | 2,870,000 | 3,000,000 | 3,032,000 | 3,210,000 |
| Securities available for sale | 188,539,000 | 164,834,000 | 163,130,000 | 150,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,312,000 | 537,342,000 | 495,382,000 | 591,703,000 |
| Interest-bearing deposits | 582,597,000 | 534,396,000 | 491,605,000 | 588,474,000 |
| Noninterest-bearing deposits | 2,715,000 | 2,946,000 | 3,777,000 | 3,229,000 |
| Equity capital | 91,308,000 | 94,703,000 | 99,070,000 | 93,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,255,000 | 14,786,000 | 22,358,000 | 30,685,000 |
| Interest expense | 4,017,000 | 8,216,000 | 12,413,000 | 16,925,000 |
| Net interest income | 3,238,000 | 6,570,000 | 9,945,000 | 13,760,000 |
| Noninterest income | 10,064,000 | 20,362,000 | 30,892,000 | 40,879,000 |
| Noninterest expense | 9,066,000 | 17,864,000 | 26,494,000 | 35,323,000 |
| Provision for loan losses | -39,000 | 92,000 | 124,000 | 301,000 |
| Pretax income | 4,277,000 | 8,968,000 | 14,216,000 | 19,012,000 |
| Income tax | 1,093,000 | 2,292,000 | 3,634,000 | 5,038,000 |
| Net income | 3,184,000 | 6,676,000 | 10,582,000 | 13,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,393,000 | 85,070,000 | 89,166,000 | 82,559,000 |
| Total capital | 84,583,000 | 88,372,000 | 92,483,000 | 85,972,000 |
| Risk-weighted assets | 447,641,000 | 430,458,000 | 439,014,000 | 452,596,000 |