Call reports 2022
AMG NATIONAL TRUST BANK — 2022
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 644,589,000 | 643,680,000 | 668,276,000 | 753,516,000 |
| Total loans | 209,259,000 | 215,803,000 | 208,118,000 | 212,823,000 |
| Allowance for loan losses | 3,159,000 | 2,999,000 | 3,207,000 | 2,908,000 |
| Securities available for sale | 135,237,000 | 170,322,000 | 228,742,000 | 215,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,210,000 | 555,532,000 | 580,665,000 | 660,011,000 |
| Interest-bearing deposits | 552,724,000 | 550,613,000 | 575,673,000 | 655,838,000 |
| Noninterest-bearing deposits | 6,486,000 | 4,919,000 | 4,992,000 | 4,173,000 |
| Equity capital | 81,197,000 | 84,189,000 | 82,836,000 | 87,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 5,411,000 | 10,073,000 | 16,473,000 |
| Interest expense | 67,000 | 347,000 | 1,894,000 | 5,002,000 |
| Net interest income | 2,252,000 | 5,064,000 | 8,179,000 | 11,471,000 |
| Noninterest income | 10,818,000 | 21,387,000 | 31,106,000 | 40,699,000 |
| Noninterest expense | 8,562,000 | 17,000,000 | 25,443,000 | 33,456,000 |
| Provision for loan losses | 45,000 | -115,000 | 93,000 | -205,000 |
| Pretax income | 4,476,000 | 9,543,000 | 13,719,000 | 18,872,000 |
| Income tax | 1,191,000 | 2,540,000 | 3,652,000 | 4,823,000 |
| Net income | 3,285,000 | 7,003,000 | 10,067,000 | 14,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,077,000 | 73,050,000 | 73,933,000 | 78,024,000 |
| Total capital | 72,482,000 | 76,344,000 | 77,475,000 | 81,223,000 |
| Risk-weighted assets | 394,459,000 | 420,140,000 | 462,927,000 | 466,506,000 |