Call reports 2020
AMG NATIONAL TRUST BANK — 2020
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 574,060,000 | 562,595,000 | 556,484,000 | 606,853,000 |
| Total loans | 193,999,000 | 201,391,000 | 198,657,000 | 213,120,000 |
| Allowance for loan losses | 2,160,000 | 2,743,000 | 2,977,000 | 3,429,000 |
| Securities available for sale | 165,586,000 | 179,866,000 | 178,348,000 | 169,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,643,000 | 496,072,000 | 486,195,000 | 533,382,000 |
| Interest-bearing deposits | 515,417,000 | 488,838,000 | 480,265,000 | 520,865,000 |
| Noninterest-bearing deposits | 4,226,000 | 7,234,000 | 5,930,000 | 12,517,000 |
| Equity capital | 51,612,000 | 63,574,000 | 66,468,000 | 69,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,868,000 | 7,134,000 | 10,100,000 | 12,798,000 |
| Interest expense | 1,066,000 | 1,224,000 | 1,302,000 | 1,379,000 |
| Net interest income | 2,802,000 | 5,910,000 | 8,798,000 | 11,419,000 |
| Noninterest income | 7,456,000 | 14,746,000 | 23,384,000 | 32,492,000 |
| Noninterest expense | 6,910,000 | 14,126,000 | 21,824,000 | 29,440,000 |
| Provision for loan losses | 329,000 | 914,000 | 1,148,000 | 1,600,000 |
| Pretax income | 3,026,000 | 5,744,000 | 9,452,000 | 13,146,000 |
| Income tax | 802,000 | 1,477,000 | 2,434,000 | 3,125,000 |
| Net income | 2,224,000 | 4,267,000 | 7,018,000 | 10,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,978,000 | 48,289,000 | 51,265,000 | 54,378,000 |
| Total capital | 56,226,000 | 51,160,000 | 54,412,000 | 57,946,000 |
| Risk-weighted assets | 418,239,000 | 393,287,000 | 392,405,000 | 410,099,000 |