Call reports 2019
AMG NATIONAL TRUST BANK — 2019
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 496,886,000 | 474,037,000 | 471,321,000 | 548,555,000 |
| Total loans | 161,272,000 | 160,564,000 | 169,270,000 | 176,779,000 |
| Allowance for loan losses | 1,719,000 | 1,713,000 | 1,805,000 | 1,831,000 |
| Securities available for sale | 202,111,000 | 245,900,000 | 249,390,000 | 124,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,729,000 | 424,238,000 | 418,731,000 | 492,671,000 |
| Interest-bearing deposits | 446,828,000 | 421,784,000 | 415,148,000 | 489,096,000 |
| Noninterest-bearing deposits | 2,901,000 | 2,453,000 | 3,583,000 | 3,575,000 |
| Equity capital | 44,334,000 | 46,959,000 | 49,384,000 | 52,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,996,000 | 7,965,000 | 11,894,000 | 15,907,000 |
| Interest expense | 1,539,000 | 3,090,000 | 4,444,000 | 5,735,000 |
| Net interest income | 2,457,000 | 4,875,000 | 7,450,000 | 10,172,000 |
| Noninterest income | 6,907,000 | 13,941,000 | 21,181,000 | 28,609,000 |
| Noninterest expense | 6,545,000 | 12,867,000 | 19,502,000 | 26,304,000 |
| Provision for loan losses | -70,000 | -76,000 | 16,000 | 42,000 |
| Pretax income | 2,879,000 | 6,015,000 | 9,106,000 | 12,428,000 |
| Income tax | 734,000 | 1,534,000 | 2,322,000 | 3,081,000 |
| Net income | 2,145,000 | 4,481,000 | 6,784,000 | 9,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,214,000 | 46,609,000 | 48,973,000 | 51,694,000 |
| Total capital | 46,046,000 | 48,413,000 | 50,886,000 | 53,637,000 |
| Risk-weighted assets | 374,990,000 | 413,088,000 | 392,781,000 | 359,747,000 |