Call reports 2018
AMG NATIONAL TRUST BANK — 2018
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 421,642,000 | 407,399,000 | 417,606,000 | 492,485,000 |
| Total loans | 150,894,000 | 155,239,000 | 154,315,000 | 162,402,000 |
| Allowance for loan losses | 1,517,000 | 1,589,000 | 1,659,000 | 1,789,000 |
| Securities available for sale | 170,038,000 | 161,160,000 | 137,472,000 | 202,532,000 |
| Securities held to maturity | 1,202,000 | 1,202,000 | 1,202,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,287,000 | 365,378,000 | 373,937,000 | 447,138,000 |
| Interest-bearing deposits | 378,746,000 | 359,285,000 | 371,508,000 | 443,425,000 |
| Noninterest-bearing deposits | 2,540,000 | 6,093,000 | 2,429,000 | 3,713,000 |
| Equity capital | 37,173,000 | 38,897,000 | 40,555,000 | 41,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,504,000 | 8,664,000 | 12,202,000 |
| Interest expense | 409,000 | 975,000 | 1,824,000 | 2,960,000 |
| Net interest income | 2,241,000 | 4,529,000 | 6,840,000 | 9,242,000 |
| Noninterest income | 7,304,000 | 14,589,000 | 21,833,000 | 28,873,000 |
| Noninterest expense | 6,400,000 | 12,606,000 | 19,025,000 | 25,750,000 |
| Provision for loan losses | -17,000 | 55,000 | 125,000 | 255,000 |
| Pretax income | 3,123,000 | 6,410,000 | 9,468,000 | 12,032,000 |
| Income tax | 828,000 | 1,763,000 | 2,604,000 | 3,030,000 |
| Net income | 2,295,000 | 4,647,000 | 6,864,000 | 9,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,276,000 | 38,972,000 | 40,574,000 | 42,009,000 |
| Total capital | 38,874,000 | 40,661,000 | 42,314,000 | 43,900,000 |
| Risk-weighted assets | 284,646,000 | 308,642,000 | 301,225,000 | 357,923,000 |