Call reports 2017
AMG NATIONAL TRUST BANK — 2017
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 393,223,000 | 369,110,000 | 372,168,000 | 385,945,000 |
| Total loans | 143,115,000 | 143,798,000 | 145,368,000 | 148,898,000 |
| Allowance for loan losses | 1,484,000 | 1,450,000 | 1,502,000 | 1,534,000 |
| Securities available for sale | 206,674,000 | 166,776,000 | 169,123,000 | 153,186,000 |
| Securities held to maturity | 1,202,000 | 1,202,000 | 1,202,000 | 1,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,664,000 | 332,639,000 | 334,154,000 | 347,513,000 |
| Interest-bearing deposits | 354,609,000 | 328,071,000 | 330,835,000 | 341,978,000 |
| Noninterest-bearing deposits | 3,055,000 | 4,568,000 | 3,319,000 | 5,535,000 |
| Equity capital | 32,445,000 | 33,676,000 | 35,085,000 | 35,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 4,146,000 | 6,431,000 | 8,808,000 |
| Interest expense | 88,000 | 225,000 | 437,000 | 744,000 |
| Net interest income | 1,843,000 | 3,921,000 | 5,994,000 | 8,064,000 |
| Noninterest income | 6,977,000 | 14,048,000 | 20,955,000 | 27,730,000 |
| Noninterest expense | 6,597,000 | 13,072,000 | 18,910,000 | 25,666,000 |
| Provision for loan losses | 168,000 | 134,000 | 186,000 | 218,000 |
| Pretax income | 2,066,000 | 4,785,000 | 7,875,000 | 9,933,000 |
| Income tax | 806,000 | 1,866,000 | 3,071,000 | 4,219,000 |
| Net income | 1,260,000 | 2,919,000 | 4,804,000 | 5,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,121,000 | 33,386,000 | 34,798,000 | 35,619,000 |
| Total capital | 33,711,000 | 34,929,000 | 36,378,000 | 37,222,000 |
| Risk-weighted assets | 290,691,000 | 280,710,000 | 293,675,000 | 287,004,000 |