Call reports 2016
AMG NATIONAL TRUST BANK — 2016
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 360,669,000 | 349,368,000 | 374,101,000 | 389,812,000 |
| Total loans | 123,830,000 | 114,969,000 | 121,451,000 | 126,674,000 |
| Allowance for loan losses | 1,243,000 | 1,157,000 | 1,234,000 | 1,316,000 |
| Securities available for sale | 175,451,000 | 149,944,000 | 166,695,000 | 141,056,000 |
| Securities held to maturity | 2,402,000 | 2,402,000 | 2,402,000 | 1,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,998,000 | 317,234,000 | 340,638,000 | 355,100,000 |
| Interest-bearing deposits | 314,181,000 | 313,488,000 | 321,908,000 | 334,868,000 |
| Noninterest-bearing deposits | 15,816,000 | 3,746,000 | 18,730,000 | 20,233,000 |
| Equity capital | 28,278,000 | 29,455,000 | 30,464,000 | 31,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,246,000 | 4,887,000 | 6,637,000 |
| Interest expense | 68,000 | 147,000 | 236,000 | 331,000 |
| Net interest income | 1,504,000 | 3,099,000 | 4,651,000 | 6,306,000 |
| Noninterest income | 6,579,000 | 13,127,000 | 19,867,000 | 26,562,000 |
| Noninterest expense | 6,763,000 | 13,219,000 | 19,324,000 | 25,635,000 |
| Provision for loan losses | -46,000 | -133,000 | -55,000 | 27,000 |
| Pretax income | 1,369,000 | 3,146,000 | 5,257,000 | 7,221,000 |
| Income tax | 529,000 | 1,226,000 | 2,050,000 | 2,492,000 |
| Net income | 840,000 | 1,920,000 | 3,207,000 | 4,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,921,000 | 28,882,000 | 29,938,000 | 31,109,000 |
| Total capital | 29,230,000 | 30,123,000 | 31,281,000 | 32,544,000 |
| Risk-weighted assets | 241,777,000 | 226,090,000 | 234,952,000 | 226,041,000 |