Call reports 2015
AMG NATIONAL TRUST BANK — 2015
What AMG NATIONAL TRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 306,277,000 | 279,964,000 | 287,536,000 | 283,419,000 |
| Total loans | 127,904,000 | 127,675,000 | 125,503,000 | 123,521,000 |
| Allowance for loan losses | 1,322,000 | 1,385,000 | 1,347,000 | 1,289,000 |
| Securities available for sale | 55,245,000 | 64,017,000 | 87,695,000 | 82,334,000 |
| Securities held to maturity | 6,471,000 | 6,472,000 | 5,272,000 | 2,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,223,000 | 251,382,000 | 258,443,000 | 252,463,000 |
| Interest-bearing deposits | 262,543,000 | 243,015,000 | 250,384,000 | 234,032,000 |
| Noninterest-bearing deposits | 16,680,000 | 8,366,000 | 8,059,000 | 18,432,000 |
| Equity capital | 25,059,000 | 25,910,000 | 26,933,000 | 27,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,922,000 | 4,358,000 | 5,815,000 |
| Interest expense | 91,000 | 164,000 | 227,000 | 288,000 |
| Net interest income | 1,354,000 | 2,758,000 | 4,131,000 | 5,527,000 |
| Noninterest income | 6,767,000 | 13,382,000 | 19,981,000 | 26,777,000 |
| Noninterest expense | 6,147,000 | 12,225,000 | 18,184,000 | 25,138,000 |
| Provision for loan losses | 35,000 | 99,000 | 61,000 | 3,000 |
| Pretax income | 1,939,000 | 3,816,000 | 5,867,000 | 7,163,000 |
| Income tax | 737,000 | 1,458,000 | 2,253,000 | 2,828,000 |
| Net income | 1,202,000 | 2,358,000 | 3,614,000 | 4,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,043,000 | 25,553,000 | 26,576,000 | 27,170,000 |
| Total capital | 25,468,000 | 27,035,000 | 28,013,000 | 28,544,000 |
| Risk-weighted assets | 181,977,000 | 189,065,000 | 192,269,000 | 187,446,000 |