Call reports 2025
SENATH STATE BANK — 2025
What SENATH STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 99,411,000 | 97,503,000 | 95,767,000 | 105,586,000 |
| Total loans | 53,773,000 | 55,962,000 | 55,903,000 | 54,181,000 |
| Allowance for loan losses | 785,000 | 786,000 | 796,000 | 792,000 |
| Securities available for sale | 13,998,000 | 14,091,000 | 15,239,000 | 16,292,000 |
| Securities held to maturity | 265,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,660,000 | 82,386,000 | 80,313,000 | 89,761,000 |
| Interest-bearing deposits | 57,256,000 | 56,094,000 | 55,846,000 | 60,021,000 |
| Noninterest-bearing deposits | 27,404,000 | 26,292,000 | 24,467,000 | 29,740,000 |
| Equity capital | 14,617,000 | 14,924,000 | 15,215,000 | 15,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,589,000 | 3,917,000 | 5,250,000 |
| Interest expense | 282,000 | 562,000 | 842,000 | 1,129,000 |
| Net interest income | 1,011,000 | 2,027,000 | 3,075,000 | 4,121,000 |
| Noninterest income | 140,000 | 274,000 | 406,000 | 539,000 |
| Noninterest expense | 644,000 | 1,220,000 | 1,987,000 | 2,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 507,000 | 1,081,000 | 1,494,000 | 1,986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 507,000 | 1,081,000 | 1,494,000 | 1,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,706,000 | 14,940,000 | 15,183,000 | 15,675,000 |
| Total capital | — | — | 15,768,000 | — |
| Risk-weighted assets | — | — | 46,667,000 | — |