Call reports 2020
SENATH STATE BANK — 2020
What SENATH STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,545,000 | 85,454,000 | 80,898,000 | 95,163,000 |
| Total loans | 47,859,000 | 48,778,000 | 49,768,000 | 46,933,000 |
| Allowance for loan losses | 753,000 | 755,000 | 769,000 | 772,000 |
| Securities available for sale | 4,033,000 | 4,039,000 | 3,026,000 | 5,021,000 |
| Securities held to maturity | 175,000 | 130,000 | 130,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,099,000 | 72,905,000 | 68,199,000 | 82,285,000 |
| Interest-bearing deposits | 51,552,000 | 50,782,000 | 47,648,000 | 55,457,000 |
| Noninterest-bearing deposits | 19,547,000 | 22,123,000 | 20,551,000 | 26,827,000 |
| Equity capital | 12,346,000 | 12,393,000 | 12,507,000 | 12,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,652,000 | 2,454,000 | 3,247,000 |
| Interest expense | 107,000 | 201,000 | 268,000 | 332,000 |
| Net interest income | 745,000 | 1,451,000 | 2,186,000 | 2,915,000 |
| Noninterest income | 72,000 | 221,000 | 348,000 | 467,000 |
| Noninterest expense | 382,000 | 855,000 | 1,427,000 | 1,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 817,000 | 1,107,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 817,000 | 1,107,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,310,000 | 12,359,000 | 12,507,000 | 12,850,000 |