Call reports 2018
SENATH STATE BANK — 2018
What SENATH STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,046,000 | 77,444,000 | 75,759,000 | 81,911,000 |
| Total loans | 42,850,000 | 44,014,000 | 46,010,000 | 44,316,000 |
| Allowance for loan losses | 751,000 | 790,000 | 784,000 | 772,000 |
| Securities available for sale | 6,936,000 | 8,886,000 | 8,882,000 | 7,919,000 |
| Securities held to maturity | 305,000 | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,791,000 | 66,081,000 | 64,116,000 | 70,029,000 |
| Interest-bearing deposits | 48,429,000 | 48,259,000 | 46,053,000 | 48,848,000 |
| Noninterest-bearing deposits | 18,362,000 | 17,822,000 | 18,063,000 | 21,181,000 |
| Equity capital | 11,171,000 | 11,228,000 | 11,446,000 | 11,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,549,000 | 2,351,000 | 3,197,000 |
| Interest expense | 53,000 | 108,000 | 165,000 | 226,000 |
| Net interest income | 698,000 | 1,441,000 | 2,186,000 | 2,971,000 |
| Noninterest income | 108,000 | 223,000 | 351,000 | 480,000 |
| Noninterest expense | 459,000 | 909,000 | 1,378,000 | 1,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 755,000 | 1,159,000 | 1,535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 755,000 | 1,159,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,107,000 | 11,304,000 | 11,362,000 | 11,905,000 |
| Total capital | 11,607,000 | 11,796,000 | 11,865,000 | 12,402,000 |
| Risk-weighted assets | 39,718,000 | 39,037,000 | 39,932,000 | 39,506,000 |