Call reports 2016
SENATH STATE BANK — 2016
What SENATH STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,208,000 | 68,308,000 | 67,009,000 | 73,338,000 |
| Total loans | 42,017,000 | 43,948,000 | 44,402,000 | 42,926,000 |
| Allowance for loan losses | 775,000 | 772,000 | 726,000 | 783,000 |
| Securities available for sale | 5,070,000 | 5,088,000 | 5,058,000 | 5,010,000 |
| Securities held to maturity | 385,000 | 345,000 | 345,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,745,000 | 57,637,000 | 56,125,000 | 62,475,000 |
| Interest-bearing deposits | 42,964,000 | 41,958,000 | 40,509,000 | 44,011,000 |
| Noninterest-bearing deposits | 15,781,000 | 15,679,000 | 15,616,000 | 18,464,000 |
| Equity capital | 10,379,000 | 10,516,000 | 10,686,000 | 10,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,381,000 | 2,100,000 | 2,788,000 |
| Interest expense | 38,000 | 72,000 | 105,000 | 145,000 |
| Net interest income | 649,000 | 1,309,000 | 1,995,000 | 2,643,000 |
| Noninterest income | 79,000 | 278,000 | 403,000 | 531,000 |
| Noninterest expense | 473,000 | 941,000 | 1,424,000 | 1,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 255,000 | 646,000 | 974,000 | 1,165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 646,000 | 974,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,395,000 | 10,505,000 | 10,686,000 | 10,840,000 |
| Total capital | 10,880,000 | 11,003,000 | 11,173,000 | 11,320,000 |
| Risk-weighted assets | 38,504,000 | 39,569,000 | 38,760,000 | 38,092,000 |