Call reports 2015
SENATH STATE BANK — 2015
What SENATH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,374,000 | 68,960,000 | 67,365,000 | 74,552,000 |
| Total loans | 38,890,000 | 40,233,000 | 41,407,000 | 41,399,000 |
| Allowance for loan losses | 809,000 | 805,000 | 796,000 | 775,000 |
| Securities available for sale | 0 | 6,079,000 | 6,105,000 | 6,057,000 |
| Securities held to maturity | 415,000 | 385,000 | 385,000 | 385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,157,000 | 58,644,000 | 56,740,000 | 63,851,000 |
| Interest-bearing deposits | 42,797,000 | 42,263,000 | 41,735,000 | 43,173,000 |
| Noninterest-bearing deposits | 17,360,000 | 16,381,000 | 15,005,000 | 20,677,000 |
| Equity capital | 10,151,000 | 10,203,000 | 10,467,000 | 10,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,287,000 | 1,965,000 | 2,654,000 |
| Interest expense | 41,000 | 82,000 | 121,000 | 157,000 |
| Net interest income | 599,000 | 1,205,000 | 1,844,000 | 2,497,000 |
| Noninterest income | 82,000 | 158,000 | 269,000 | 442,000 |
| Noninterest expense | 374,000 | 759,000 | 1,178,000 | 1,756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 604,000 | 935,000 | 1,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 604,000 | 935,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,151,000 | 10,242,000 | 10,470,000 | 10,717,000 |
| Total capital | 10,667,000 | 10,755,000 | 10,926,000 | 11,207,000 |
| Risk-weighted assets | 41,006,000 | 40,749,000 | 36,165,000 | 38,883,000 |