Call reports 2024
NATIONAL COOPERATIVE BANK, N.A. — 2024
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,730,166,000 | 3,687,089,000 | 3,830,131,000 | 3,773,718,000 |
| Total loans | 2,737,839,000 | 2,807,432,000 | 3,068,660,000 | 2,999,173,000 |
| Allowance for loan losses | 26,600,000 | 27,491,000 | 24,865,000 | 26,760,000 |
| Securities available for sale | 354,770,000 | 367,646,000 | 417,799,000 | 459,074,000 |
| Securities held to maturity | 1,297,000 | 1,184,000 | 1,050,000 | 948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,056,465,000 | 2,997,947,000 | 3,125,069,000 | 3,201,350,000 |
| Interest-bearing deposits | 2,632,424,000 | 2,573,706,000 | 2,672,891,000 | 2,744,583,000 |
| Noninterest-bearing deposits | 424,041,000 | 424,241,000 | 452,178,000 | 456,767,000 |
| Equity capital | 389,036,000 | 397,193,000 | 398,030,000 | 402,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 50,595,000 | 102,764,000 | 156,150,000 | 210,009,000 |
| Interest expense | 24,413,000 | 50,409,000 | 77,082,000 | 101,561,000 |
| Net interest income | 26,182,000 | 52,355,000 | 79,068,000 | 108,448,000 |
| Noninterest income | 9,250,000 | 18,604,000 | 32,914,000 | 40,585,000 |
| Noninterest expense | 25,967,000 | 53,207,000 | 84,322,000 | 114,807,000 |
| Provision for loan losses | 2,425,000 | 3,450,000 | 3,031,000 | 5,040,000 |
| Pretax income | 7,040,000 | 14,792,000 | 24,659,000 | 29,092,000 |
| Income tax | 654,000 | 1,389,000 | 2,615,000 | 3,035,000 |
| Net income | 6,386,000 | 13,403,000 | 22,044,000 | 26,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 390,515,000 | 397,532,000 | 399,145,000 | 403,158,000 |
| Total capital | 418,761,000 | 426,491,000 | 425,937,000 | 431,970,000 |
| Risk-weighted assets | 2,832,593,000 | 2,947,241,000 | 3,200,567,000 | 3,017,811,000 |