Call reports 2023
NATIONAL COOPERATIVE BANK, N.A. — 2023
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,315,495,000 | 3,343,856,000 | 3,449,517,000 | 3,453,509,000 |
| Total loans | 2,681,173,000 | 2,692,579,000 | 2,755,903,000 | 2,796,119,000 |
| Allowance for loan losses | 23,684,000 | 24,381,000 | 24,381,000 | 24,259,000 |
| Securities available for sale | 342,902,000 | 324,528,000 | 321,118,000 | 345,743,000 |
| Securities held to maturity | 1,821,000 | 1,666,000 | 1,541,000 | 1,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,730,126,000 | 2,636,003,000 | 2,681,869,000 | 2,795,467,000 |
| Interest-bearing deposits | 2,265,401,000 | 2,188,201,000 | 2,222,774,000 | 2,339,284,000 |
| Noninterest-bearing deposits | 464,725,000 | 447,802,000 | 459,095,000 | 456,183,000 |
| Equity capital | 374,156,000 | 375,673,000 | 377,098,000 | 381,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,130,000 | 82,947,000 | 128,285,000 | 176,705,000 |
| Interest expense | 14,774,000 | 32,192,000 | 52,455,000 | 75,005,000 |
| Net interest income | 25,356,000 | 50,755,000 | 75,830,000 | 101,700,000 |
| Noninterest income | 5,689,000 | 10,440,000 | 17,240,000 | 22,476,000 |
| Noninterest expense | 25,803,000 | 51,864,000 | 77,030,000 | 105,052,000 |
| Provision for loan losses | 653,000 | 1,375,000 | 1,377,000 | 1,195,000 |
| Pretax income | 4,589,000 | 7,956,000 | 14,663,000 | 17,929,000 |
| Income tax | 521,000 | 766,000 | 1,654,000 | 2,145,000 |
| Net income | 4,068,000 | 7,190,000 | 13,009,000 | 15,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 376,970,000 | 380,095,000 | 381,351,000 | 384,129,000 |
| Total capital | 402,620,000 | 406,444,000 | 407,722,000 | 410,345,000 |
| Risk-weighted assets | 2,785,927,000 | 2,782,749,000 | 2,879,939,000 | 2,910,706,000 |