Call reports 2022
NATIONAL COOPERATIVE BANK, N.A. — 2022
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,228,003,000 | 3,134,154,000 | 3,161,743,000 | 3,170,695,000 |
| Total loans | 2,286,159,000 | 2,347,923,000 | 2,476,178,000 | 2,528,556,000 |
| Allowance for loan losses | 22,839,000 | 22,017,000 | 20,414,000 | 19,794,000 |
| Securities available for sale | 290,688,000 | 335,403,000 | 368,319,000 | 347,492,000 |
| Securities held to maturity | 2,523,000 | 2,289,000 | 2,106,000 | 1,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,763,976,000 | 2,657,055,000 | 2,685,807,000 | 2,641,252,000 |
| Interest-bearing deposits | 2,262,818,000 | 2,147,760,000 | 2,138,527,000 | 2,114,922,000 |
| Noninterest-bearing deposits | 501,158,000 | 509,295,000 | 547,280,000 | 526,330,000 |
| Equity capital | 374,237,000 | 377,699,000 | 369,973,000 | 370,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 25,213,000 | 53,384,000 | 86,595,000 | 122,925,000 |
| Interest expense | 2,667,000 | 6,343,000 | 13,769,000 | 24,408,000 |
| Net interest income | 22,546,000 | 47,041,000 | 72,826,000 | 98,517,000 |
| Noninterest income | 7,829,000 | 12,180,000 | 18,639,000 | 21,218,000 |
| Noninterest expense | 25,388,000 | 49,582,000 | 74,275,000 | 100,305,000 |
| Provision for loan losses | 256,000 | -559,000 | -2,299,000 | -2,631,000 |
| Pretax income | 4,731,000 | 10,198,000 | 19,489,000 | 22,061,000 |
| Income tax | 35,000 | 732,000 | 1,950,000 | 3,017,000 |
| Net income | 4,696,000 | 9,466,000 | 17,539,000 | 19,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,964,000 | 379,737,000 | 374,942,000 | 376,450,000 |
| Total capital | 398,671,000 | 402,527,000 | 396,166,000 | 397,370,000 |
| Risk-weighted assets | 2,461,101,000 | 2,502,792,000 | 2,624,798,000 | 2,713,575,000 |