Call reports 2021
NATIONAL COOPERATIVE BANK, N.A. — 2021
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,079,911,000 | 3,042,909,000 | 3,020,981,000 | 3,166,603,000 |
| Total loans | 2,249,644,000 | 2,343,416,000 | 2,382,992,000 | 2,257,175,000 |
| Allowance for loan losses | 24,870,000 | 24,298,000 | 23,745,000 | 22,610,000 |
| Securities available for sale | 291,043,000 | 284,656,000 | 305,570,000 | 296,702,000 |
| Securities held to maturity | 3,680,000 | 3,318,000 | 3,013,000 | 2,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,635,763,000 | 2,593,552,000 | 2,553,872,000 | 2,689,267,000 |
| Interest-bearing deposits | 2,166,902,000 | 2,094,687,000 | 2,088,905,000 | 2,169,307,000 |
| Noninterest-bearing deposits | 468,861,000 | 498,865,000 | 464,967,000 | 519,960,000 |
| Equity capital | 347,948,000 | 350,760,000 | 366,073,000 | 371,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,734,000 | 53,014,000 | 80,473,000 | 112,154,000 |
| Interest expense | 3,125,000 | 6,124,000 | 8,984,000 | 11,704,000 |
| Net interest income | 23,609,000 | 46,890,000 | 71,489,000 | 100,450,000 |
| Noninterest income | 20,248,000 | 38,587,000 | 55,986,000 | 67,648,000 |
| Noninterest expense | 24,678,000 | 49,329,000 | 74,250,000 | 107,899,000 |
| Provision for loan losses | 531,000 | -48,000 | -585,000 | -1,206,000 |
| Pretax income | 18,648,000 | 36,196,000 | 53,810,000 | 61,405,000 |
| Income tax | 2,265,000 | 4,344,000 | 6,545,000 | 7,613,000 |
| Net income | 16,383,000 | 31,852,000 | 47,265,000 | 53,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 345,158,000 | 348,321,000 | 363,736,000 | 370,266,000 |
| Total capital | 371,084,000 | 373,581,000 | 388,277,000 | 393,718,000 |
| Risk-weighted assets | 2,339,030,000 | 2,434,295,000 | 2,510,645,000 | 2,396,681,000 |