Call reports 2020
NATIONAL COOPERATIVE BANK, N.A. — 2020
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,785,853,000 | 2,853,011,000 | 2,846,631,000 | 3,026,132,000 |
| Total loans | 2,109,886,000 | 2,230,593,000 | 2,155,575,000 | 2,165,333,000 |
| Allowance for loan losses | 22,097,000 | 22,969,000 | 22,972,000 | 24,320,000 |
| Securities available for sale | 182,641,000 | 206,154,000 | 207,379,000 | 231,685,000 |
| Securities held to maturity | 5,062,000 | 4,762,000 | 4,413,000 | 4,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,392,257,000 | 2,445,527,000 | 2,435,088,000 | 2,591,870,000 |
| Interest-bearing deposits | 1,984,050,000 | 2,039,354,000 | 2,021,747,000 | 2,093,239,000 |
| Noninterest-bearing deposits | 408,207,000 | 406,173,000 | 413,341,000 | 498,631,000 |
| Equity capital | 299,623,000 | 306,395,000 | 314,362,000 | 332,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,943,000 | 54,152,000 | 80,320,000 | 108,900,000 |
| Interest expense | 7,131,000 | 10,829,000 | 14,361,000 | 17,740,000 |
| Net interest income | 20,812,000 | 43,323,000 | 65,959,000 | 91,160,000 |
| Noninterest income | 2,056,000 | 16,106,000 | 26,695,000 | 47,452,000 |
| Noninterest expense | 20,724,000 | 41,945,000 | 66,208,000 | 90,663,000 |
| Provision for loan losses | 4,793,000 | 5,795,000 | 5,675,000 | 6,934,000 |
| Pretax income | -2,649,000 | 11,689,000 | 20,771,000 | 41,015,000 |
| Income tax | -291,000 | 1,622,000 | 2,472,000 | 4,772,000 |
| Net income | -2,358,000 | 10,067,000 | 18,299,000 | 36,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,299,000 | 302,591,000 | 310,826,000 | 328,772,000 |
| Total capital | 320,318,000 | 326,584,000 | 334,858,000 | 354,129,000 |
| Risk-weighted assets | 2,297,564,000 | 2,328,303,000 | 2,303,422,000 | 2,269,395,000 |