Call reports 2019
NATIONAL COOPERATIVE BANK, N.A. — 2019
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,639,135,000 | 2,644,780,000 | 2,621,146,000 | 2,695,854,000 |
| Total loans | 1,895,227,000 | 1,998,069,000 | 2,020,584,000 | 2,081,805,000 |
| Allowance for loan losses | 15,893,000 | 16,382,000 | 17,344,000 | 16,921,000 |
| Securities available for sale | 167,909,000 | 164,489,000 | 184,135,000 | 183,003,000 |
| Securities held to maturity | 6,446,000 | 6,063,000 | 5,755,000 | 5,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,246,029,000 | 2,240,788,000 | 2,205,207,000 | 2,294,315,000 |
| Interest-bearing deposits | 1,903,479,000 | 1,899,967,000 | 1,849,875,000 | 1,926,819,000 |
| Noninterest-bearing deposits | 342,550,000 | 340,821,000 | 355,332,000 | 367,496,000 |
| Equity capital | 283,173,000 | 289,407,000 | 294,610,000 | 300,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,116,000 | 55,763,000 | 84,452,000 | 112,654,000 |
| Interest expense | 7,588,000 | 16,344,000 | 24,829,000 | 32,710,000 |
| Net interest income | 19,528,000 | 39,419,000 | 59,623,000 | 79,944,000 |
| Noninterest income | 7,199,000 | 13,735,000 | 28,419,000 | 39,356,000 |
| Noninterest expense | 21,438,000 | 42,165,000 | 66,522,000 | 91,197,000 |
| Provision for loan losses | 614,000 | 1,042,000 | 1,871,000 | 1,426,000 |
| Pretax income | 4,675,000 | 9,947,000 | 19,649,000 | 26,677,000 |
| Income tax | 494,000 | 1,072,000 | 2,200,000 | 2,983,000 |
| Net income | 4,181,000 | 8,875,000 | 17,449,000 | 23,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,664,000 | 288,361,000 | 293,406,000 | 299,654,000 |
| Total capital | 300,062,000 | 305,301,000 | 311,399,000 | 317,235,000 |
| Risk-weighted assets | 1,971,169,000 | 2,063,625,000 | 2,149,414,000 | 2,195,141,000 |