Call reports 2018
NATIONAL COOPERATIVE BANK, N.A. — 2018
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,393,123,000 | 2,324,967,000 | 2,332,181,000 | 2,378,780,000 |
| Total loans | 1,802,205,000 | 1,806,408,000 | 1,750,877,000 | 1,805,444,000 |
| Allowance for loan losses | 15,780,000 | 15,433,000 | 14,854,000 | 15,074,000 |
| Securities available for sale | 160,327,000 | 162,636,000 | 155,976,000 | 166,519,000 |
| Securities held to maturity | 8,641,000 | 7,959,000 | 7,130,000 | 6,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,080,945,000 | 2,007,684,000 | 1,965,561,000 | 1,986,382,000 |
| Interest-bearing deposits | 1,733,582,000 | 1,677,613,000 | 1,605,656,000 | 1,612,675,000 |
| Noninterest-bearing deposits | 347,363,000 | 330,071,000 | 359,905,000 | 373,707,000 |
| Equity capital | 271,113,000 | 274,382,000 | 275,687,000 | 278,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 22,792,000 | 47,472,000 | 72,633,000 | 98,907,000 |
| Interest expense | 4,413,000 | 9,498,000 | 14,913,000 | 20,957,000 |
| Net interest income | 18,379,000 | 37,974,000 | 57,720,000 | 77,950,000 |
| Noninterest income | 7,481,000 | 13,726,000 | 21,600,000 | 23,724,000 |
| Noninterest expense | 21,037,000 | 42,993,000 | 65,594,000 | 86,451,000 |
| Provision for loan losses | 622,000 | 143,000 | 303,000 | 773,000 |
| Pretax income | 4,201,000 | 8,564,000 | 13,375,000 | 14,402,000 |
| Income tax | 441,000 | 1,288,000 | 1,587,000 | 1,484,000 |
| Net income | 3,760,000 | 7,276,000 | 11,788,000 | 12,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,194,000 | 276,713,000 | 278,349,000 | 279,481,000 |
| Total capital | 289,478,000 | 292,659,000 | 293,755,000 | 295,170,000 |
| Risk-weighted assets | 1,906,632,000 | 1,895,220,000 | 1,846,231,000 | 1,882,640,000 |