Call reports 2017
NATIONAL COOPERATIVE BANK, N.A. — 2017
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,343,618,000 | 2,292,845,000 | 2,265,513,000 | 2,277,207,000 |
| Total loans | 1,627,024,000 | 1,668,193,000 | 1,656,490,000 | 1,736,288,000 |
| Allowance for loan losses | 15,673,000 | 15,893,000 | 15,861,000 | 15,171,000 |
| Securities available for sale | 96,379,000 | 121,851,000 | 141,437,000 | 150,212,000 |
| Securities held to maturity | 10,744,000 | 10,285,000 | 9,518,000 | 9,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,026,865,000 | 1,980,339,000 | 1,952,223,000 | 1,963,175,000 |
| Interest-bearing deposits | 1,636,173,000 | 1,615,784,000 | 1,626,468,000 | 1,631,482,000 |
| Noninterest-bearing deposits | 390,692,000 | 364,555,000 | 325,755,000 | 331,693,000 |
| Equity capital | 267,282,000 | 270,596,000 | 267,273,000 | 268,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 20,809,000 | 44,179,000 | 66,354,000 | 88,863,000 |
| Interest expense | 3,416,000 | 7,126,000 | 11,128,000 | 15,203,000 |
| Net interest income | 17,393,000 | 37,053,000 | 55,226,000 | 73,660,000 |
| Noninterest income | 7,496,000 | 15,178,000 | 24,962,000 | 30,194,000 |
| Noninterest expense | 20,417,000 | 42,331,000 | 64,101,000 | 85,397,000 |
| Provision for loan losses | -175,000 | 1,437,000 | 3,016,000 | 2,988,000 |
| Pretax income | 4,647,000 | 8,463,000 | 13,071,000 | 15,469,000 |
| Income tax | 488,000 | 938,000 | 1,155,000 | 1,515,000 |
| Net income | 4,159,000 | 7,525,000 | 11,916,000 | 13,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 267,230,000 | 270,599,000 | 267,392,000 | 269,432,000 |
| Total capital | 283,431,000 | 287,004,000 | 283,797,000 | 285,074,000 |
| Risk-weighted assets | 1,778,610,000 | 1,859,503,000 | 1,801,822,000 | 1,846,207,000 |