Call reports 2016
NATIONAL COOPERATIVE BANK, N.A. — 2016
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,116,794,000 | 2,130,797,000 | 2,201,750,000 | 2,224,466,000 |
| Total loans | 1,710,311,000 | 1,742,583,000 | 1,758,305,000 | 1,640,301,000 |
| Allowance for loan losses | 14,622,000 | 16,857,000 | 17,305,000 | 16,694,000 |
| Securities available for sale | 92,065,000 | 84,907,000 | 86,782,000 | 93,753,000 |
| Securities held to maturity | 13,578,000 | 12,949,000 | 11,958,000 | 11,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,789,515,000 | 1,779,885,000 | 1,858,047,000 | 1,878,055,000 |
| Interest-bearing deposits | 1,414,891,000 | 1,430,827,000 | 1,478,641,000 | 1,532,101,000 |
| Noninterest-bearing deposits | 374,624,000 | 349,058,000 | 379,406,000 | 345,954,000 |
| Equity capital | 251,632,000 | 257,237,000 | 260,158,000 | 263,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,418,000 | 42,819,000 | 64,015,000 | 85,564,000 |
| Interest expense | 3,041,000 | 5,983,000 | 9,001,000 | 12,095,000 |
| Net interest income | 19,377,000 | 36,836,000 | 55,014,000 | 73,469,000 |
| Noninterest income | 5,708,000 | 16,747,000 | 29,440,000 | 36,901,000 |
| Noninterest expense | 20,436,000 | 40,755,000 | 63,617,000 | 85,742,000 |
| Provision for loan losses | 1,858,000 | 4,116,000 | 4,734,000 | 4,162,000 |
| Pretax income | 2,791,000 | 8,712,000 | 16,103,000 | 20,466,000 |
| Income tax | 279,000 | 972,000 | 1,481,000 | 2,004,000 |
| Net income | 2,512,000 | 7,740,000 | 14,622,000 | 18,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,618,000 | 255,839,000 | 259,226,000 | 263,069,000 |
| Total capital | 265,802,000 | 273,363,000 | 277,214,000 | 280,328,000 |
| Risk-weighted assets | 1,881,410,000 | 1,927,028,000 | 1,936,185,000 | 1,802,046,000 |