Call reports 2015
NATIONAL COOPERATIVE BANK, N.A. — 2015
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,927,493,000 | 2,002,023,000 | 2,060,187,000 | 2,176,214,000 |
| Total loans | 1,504,178,000 | 1,560,502,000 | 1,639,340,000 | 1,761,060,000 |
| Allowance for loan losses | 10,720,000 | 12,343,000 | 12,644,000 | 12,650,000 |
| Securities available for sale | 80,799,000 | 78,563,000 | 75,171,000 | 90,599,000 |
| Securities held to maturity | 30,123,000 | 28,233,000 | 26,629,000 | 14,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,618,561,000 | 1,628,527,000 | 1,634,748,000 | 1,737,078,000 |
| Interest-bearing deposits | 1,249,190,000 | 1,282,934,000 | 1,267,063,000 | 1,359,838,000 |
| Noninterest-bearing deposits | 369,371,000 | 345,593,000 | 367,685,000 | 377,240,000 |
| Equity capital | 231,512,000 | 234,340,000 | 235,480,000 | 248,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 18,320,000 | 37,324,000 | 56,683,000 | 77,277,000 |
| Interest expense | 2,338,000 | 4,818,000 | 7,335,000 | 9,955,000 |
| Net interest income | 15,982,000 | 32,506,000 | 49,348,000 | 67,322,000 |
| Noninterest income | 6,069,000 | 15,979,000 | 20,676,000 | 27,146,000 |
| Noninterest expense | 19,118,000 | 39,174,000 | 57,224,000 | 77,362,000 |
| Provision for loan losses | -746,000 | 1,439,000 | 1,902,000 | 2,334,000 |
| Pretax income | 3,679,000 | 7,872,000 | 10,850,000 | 14,471,000 |
| Income tax | 221,000 | 843,000 | 1,141,000 | 1,165,000 |
| Net income | 3,458,000 | 7,029,000 | 9,709,000 | 13,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,188,000 | 232,876,000 | 233,817,000 | 248,120,000 |
| Total capital | 240,358,000 | 245,792,000 | 246,987,000 | 261,317,000 |
| Risk-weighted assets | 1,636,456,000 | 1,720,387,000 | 1,824,288,000 | 1,937,924,000 |