Call reports 2014
NATIONAL COOPERATIVE BANK, N.A. — 2014
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,637,699,000 | 1,704,797,000 | 1,748,335,000 | 1,846,892,000 |
| Total loans | 1,270,465,000 | 1,396,498,000 | 1,389,640,000 | 1,451,270,000 |
| Allowance for loan losses | 11,675,000 | 10,767,000 | 11,909,000 | 11,289,000 |
| Securities available for sale | 60,699,000 | 61,398,000 | 55,281,000 | 87,645,000 |
| Securities held to maturity | 35,723,000 | 35,502,000 | 33,908,000 | 31,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,385,700,000 | 1,394,098,000 | 1,440,810,000 | 1,520,813,000 |
| Interest-bearing deposits | 904,903,000 | 919,682,000 | 990,658,000 | 1,060,986,000 |
| Noninterest-bearing deposits | 480,797,000 | 474,416,000 | 450,152,000 | 459,827,000 |
| Equity capital | 211,534,000 | 216,957,000 | 223,010,000 | 227,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,709,000 | 32,534,000 | 51,345,000 | 69,884,000 |
| Interest expense | 2,474,000 | 4,666,000 | 6,859,000 | 9,061,000 |
| Net interest income | 13,235,000 | 27,868,000 | 44,486,000 | 60,823,000 |
| Noninterest income | 8,504,000 | 18,379,000 | 30,731,000 | 41,490,000 |
| Noninterest expense | 20,287,000 | 41,042,000 | 62,221,000 | 85,248,000 |
| Provision for loan losses | -724,000 | -2,031,000 | -1,282,000 | -1,588,000 |
| Pretax income | 2,176,000 | 7,236,000 | 14,255,000 | 18,570,000 |
| Income tax | 344,000 | 537,000 | 1,053,000 | 1,262,000 |
| Net income | 1,832,000 | 6,699,000 | 13,202,000 | 17,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,315,000 | 217,238,000 | 222,841,000 | 227,620,000 |
| Total capital | 223,976,000 | 228,793,000 | 235,168,000 | 239,305,000 |
| Risk-weighted assets | 1,397,797,000 | 1,480,321,000 | 1,498,798,000 | 1,567,999,000 |