Call reports 2013
NATIONAL COOPERATIVE BANK, N.A. — 2013
What NATIONAL COOPERATIVE BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,567,020,000 | 1,576,848,000 | 1,531,093,000 | 1,697,622,000 |
| Total loans | 1,221,795,000 | 1,258,435,000 | 1,172,431,000 | 1,224,316,000 |
| Allowance for loan losses | 17,134,000 | 18,230,000 | 18,019,000 | 13,138,000 |
| Securities available for sale | 36,304,000 | 39,473,000 | 42,552,000 | 53,233,000 |
| Securities held to maturity | 11,506,000 | 14,938,000 | 16,459,000 | 25,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,283,252,000 | 1,307,706,000 | 1,245,044,000 | 1,356,472,000 |
| Interest-bearing deposits | 829,948,000 | 844,982,000 | 849,091,000 | 892,474,000 |
| Noninterest-bearing deposits | 453,304,000 | 462,724,000 | 395,953,000 | 463,998,000 |
| Equity capital | 201,071,000 | 205,375,000 | 208,271,000 | 209,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,967,000 | 31,281,000 | 46,894,000 | 62,448,000 |
| Interest expense | 3,159,000 | 6,227,000 | 8,893,000 | 11,526,000 |
| Net interest income | 12,808,000 | 25,054,000 | 38,001,000 | 50,922,000 |
| Noninterest income | 21,102,000 | 35,666,000 | 48,604,000 | 57,599,000 |
| Noninterest expense | 19,227,000 | 39,117,000 | 61,305,000 | 84,196,000 |
| Provision for loan losses | -566,000 | 1,158,000 | 983,000 | -1,196,000 |
| Pretax income | 15,249,000 | 20,445,000 | 24,193,000 | 25,397,000 |
| Income tax | 763,000 | 1,124,000 | 2,004,000 | 1,961,000 |
| Net income | 14,486,000 | 19,321,000 | 22,189,000 | 23,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,205,000 | 203,907,000 | 207,948,000 | 209,279,000 |
| Total capital | 216,771,000 | 220,716,000 | 224,305,000 | 223,252,000 |
| Risk-weighted assets | 1,322,523,000 | 1,342,025,000 | 1,305,743,000 | 1,343,498,000 |