Call reports 2025
ALLIANCE BANK CENTRAL TEXAS — 2025
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 987,853,000 | 1,025,655,000 | 1,046,640,000 | 1,248,145,000 |
| Total loans | 816,195,000 | 853,702,000 | 862,646,000 | 863,719,000 |
| Allowance for loan losses | 8,880,000 | 9,273,000 | 9,472,000 | 9,548,000 |
| Securities available for sale | 70,357,000 | 73,550,000 | 74,085,000 | 278,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,628,000 | 904,932,000 | 922,369,000 | 1,003,293,000 |
| Interest-bearing deposits | 670,237,000 | 649,575,000 | 708,313,000 | 800,120,000 |
| Noninterest-bearing deposits | 198,391,000 | 255,357,000 | 214,056,000 | 203,173,000 |
| Equity capital | 116,426,000 | 118,264,000 | 121,428,000 | 147,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,009,000 | 28,826,000 | 44,106,000 | 59,954,000 |
| Interest expense | 7,000,000 | 13,961,000 | 21,047,000 | 28,502,000 |
| Net interest income | 7,009,000 | 14,865,000 | 23,059,000 | 31,452,000 |
| Noninterest income | 446,000 | 866,000 | 1,315,000 | 1,826,000 |
| Noninterest expense | 5,160,000 | 10,123,000 | 15,407,000 | 20,777,000 |
| Provision for loan losses | 0 | 400,000 | 600,000 | 700,000 |
| Pretax income | 2,295,000 | 5,208,000 | 8,367,000 | 11,801,000 |
| Income tax | 199,000 | 663,000 | 1,313,000 | 1,855,000 |
| Net income | 2,096,000 | 4,545,000 | 7,054,000 | 9,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,968,000 | 121,617,000 | 123,625,000 | 149,017,000 |
| Total capital | 128,848,000 | 130,890,000 | 133,097,000 | 158,565,000 |
| Risk-weighted assets | 845,263,000 | 872,178,000 | 870,161,000 | 909,076,000 |
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