Call reports 2023
ALLIANCE BANK CENTRAL TEXAS — 2023
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 763,599,000 | 834,347,000 | 859,263,000 | 891,096,000 |
| Total loans | 646,265,000 | 698,335,000 | 743,440,000 | 768,537,000 |
| Allowance for loan losses | 7,289,000 | 7,882,000 | 8,412,000 | 8,668,000 |
| Securities available for sale | 66,179,000 | 63,076,000 | 59,112,000 | 60,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,024,000 | 651,888,000 | 698,227,000 | 780,800,000 |
| Interest-bearing deposits | 494,498,000 | 510,593,000 | 561,058,000 | 645,319,000 |
| Noninterest-bearing deposits | 150,526,000 | 141,295,000 | 137,169,000 | 135,481,000 |
| Equity capital | 68,649,000 | 104,049,000 | 103,904,000 | 108,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,087,000 | 19,617,000 | 31,614,000 | 44,650,000 |
| Interest expense | 3,601,000 | 8,495,000 | 14,671,000 | 21,713,000 |
| Net interest income | 5,486,000 | 11,122,000 | 16,943,000 | 22,937,000 |
| Noninterest income | 308,000 | 626,000 | 934,000 | 1,270,000 |
| Noninterest expense | 3,889,000 | 7,714,000 | 11,648,000 | 15,758,000 |
| Provision for loan losses | 809,000 | 1,349,000 | 1,879,000 | 2,140,000 |
| Pretax income | 1,096,000 | 2,685,000 | 4,350,000 | 6,309,000 |
| Income tax | 208,000 | 477,000 | 724,000 | 1,039,000 |
| Net income | 888,000 | 2,208,000 | 3,626,000 | 5,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,936,000 | 109,256,000 | 110,674,000 | 112,318,000 |
| Total capital | 80,225,000 | 117,138,000 | 119,086,000 | 120,986,000 |
| Risk-weighted assets | 678,504,000 | 737,272,000 | 781,482,000 | 797,529,000 |
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