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Call reports 2021

ALLIANCE BANK CENTRAL TEXAS — 2021

What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2ebc47ca-7c32-4519-a761-886de6e369b7/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q22021Q32021Q4
Total assets416,929,000432,799,000447,051,000502,823,000
Total loans304,250,000334,543,000344,134,000349,906,000
Allowance for loan losses3,204,0003,657,0003,957,0004,276,000
Securities available for sale48,722,00056,396,00054,698,00062,348,000
Securities held to maturity0000
Trading assets0000
Total deposits374,061,000391,721,000404,574,000448,658,000
Interest-bearing deposits276,319,000291,711,000294,904,000315,678,000
Noninterest-bearing deposits97,742,000100,010,000109,671,000132,980,000
Equity capital33,772,00040,080,00041,301,00053,808,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q22021Q32021Q4
Interest income3,797,0007,829,00012,538,00017,048,000
Interest expense544,0001,071,0001,549,0002,026,000
Net interest income3,253,0006,758,00010,989,00015,022,000
Noninterest income227,000483,000747,0001,007,000
Noninterest expense2,353,0004,743,0007,485,00010,386,000
Provision for loan losses316,000776,0001,076,0001,376,000
Pretax income889,0001,892,0003,345,0004,437,000
Income tax222,000488,000829,000905,000
Net income667,0001,404,0002,516,0003,532,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q22021Q32021Q4
Tier 1 capital31,479,00037,916,00039,029,00052,045,000
Total capital34,683,00041,573,00042,986,00056,321,000
Risk-weighted assets294,482,000317,362,000334,575,000356,705,000

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