Call reports 2020
ALLIANCE BANK CENTRAL TEXAS — 2020
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 334,414,000 | 350,618,000 | 350,924,000 | 375,902,000 |
| Total loans | 238,777,000 | 260,021,000 | 260,487,000 | 288,222,000 |
| Allowance for loan losses | 2,568,000 | 2,689,000 | 2,729,000 | 2,886,000 |
| Securities available for sale | 56,074,000 | 50,110,000 | 43,677,000 | 40,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,542,000 | 298,403,000 | 298,091,000 | 329,203,000 |
| Interest-bearing deposits | 230,601,000 | 212,841,000 | 209,315,000 | 239,877,000 |
| Noninterest-bearing deposits | 61,941,000 | 85,562,000 | 88,776,000 | 89,327,000 |
| Equity capital | 29,354,000 | 32,313,000 | 32,675,000 | 33,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,604,000 | 7,127,000 | 10,643,000 | 14,406,000 |
| Interest expense | 965,000 | 1,773,000 | 2,456,000 | 3,088,000 |
| Net interest income | 2,639,000 | 5,354,000 | 8,187,000 | 11,318,000 |
| Noninterest income | 183,000 | 371,000 | 362,000 | 594,000 |
| Noninterest expense | 2,131,000 | 4,301,000 | 6,565,000 | 8,803,000 |
| Provision for loan losses | 20,000 | 140,000 | 200,000 | 345,000 |
| Pretax income | 765,000 | 1,492,000 | 2,040,000 | 3,020,000 |
| Income tax | 144,000 | 344,000 | 415,000 | 615,000 |
| Net income | 621,000 | 1,148,000 | 1,625,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,028,000 | 29,555,000 | 30,032,000 | 30,812,000 |
| Total capital | 29,596,000 | 32,244,000 | 32,761,000 | 33,698,000 |
| Risk-weighted assets | 226,049,000 | 249,155,000 | 252,277,000 | 274,994,000 |