Call reports 2019
ALLIANCE BANK CENTRAL TEXAS — 2019
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 313,186,000 | 322,011,000 | 318,454,000 | 324,960,000 |
| Total loans | 229,917,000 | 243,783,000 | 240,075,000 | 235,625,000 |
| Allowance for loan losses | 2,400,000 | 2,476,000 | 2,551,000 | 2,551,000 |
| Securities available for sale | 57,850,000 | 49,372,000 | 49,991,000 | 56,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,693,000 | 272,698,000 | 275,555,000 | 284,351,000 |
| Interest-bearing deposits | 236,459,000 | 222,455,000 | 217,730,000 | 222,099,000 |
| Noninterest-bearing deposits | 48,234,000 | 50,243,000 | 57,825,000 | 62,252,000 |
| Equity capital | 24,646,000 | 25,963,000 | 26,596,000 | 28,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,933,000 | 10,563,000 | 14,251,000 |
| Interest expense | 1,046,000 | 2,100,000 | 3,197,000 | 4,221,000 |
| Net interest income | 2,350,000 | 4,833,000 | 7,366,000 | 10,030,000 |
| Noninterest income | 179,000 | 392,000 | 577,000 | 795,000 |
| Noninterest expense | 2,013,000 | 4,003,000 | 6,040,000 | 8,130,000 |
| Provision for loan losses | 60,000 | 130,000 | 210,000 | 210,000 |
| Pretax income | 470,000 | 1,192,000 | 1,852,000 | 2,676,000 |
| Income tax | 107,000 | 379,000 | 422,000 | 535,000 |
| Net income | 363,000 | 813,000 | 1,430,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,629,000 | 24,080,000 | 24,696,000 | 26,407,000 |
| Total capital | 26,029,000 | 26,556,000 | 27,247,000 | 28,958,000 |
| Risk-weighted assets | 210,981,000 | 218,105,000 | 211,618,000 | 215,509,000 |