Call reports 2018
ALLIANCE BANK CENTRAL TEXAS — 2018
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 275,752,000 | 281,058,000 | 305,444,000 | 315,679,000 |
| Total loans | 195,878,000 | 213,293,000 | 221,249,000 | 227,157,000 |
| Allowance for loan losses | 2,056,000 | 2,115,000 | 2,227,000 | 2,334,000 |
| Securities available for sale | 48,262,000 | 46,020,000 | 56,512,000 | 59,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,360,000 | 234,801,000 | 264,427,000 | 274,057,000 |
| Interest-bearing deposits | 199,149,000 | 191,173,000 | 217,872,000 | 230,846,000 |
| Noninterest-bearing deposits | 42,211,000 | 43,628,000 | 46,555,000 | 43,211,000 |
| Equity capital | 22,048,000 | 22,360,000 | 23,231,000 | 24,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,661,000 | 5,433,000 | 8,647,000 | 12,011,000 |
| Interest expense | 522,000 | 1,120,000 | 2,019,000 | 2,990,000 |
| Net interest income | 2,139,000 | 4,313,000 | 6,628,000 | 9,021,000 |
| Noninterest income | 170,000 | 351,000 | 530,000 | 662,000 |
| Noninterest expense | 1,778,000 | 3,565,000 | 5,375,000 | 7,190,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 471,000 | 979,000 | 1,573,000 | 2,193,000 |
| Income tax | 67,000 | 182,000 | 244,000 | 349,000 |
| Net income | 404,000 | 797,000 | 1,329,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,426,000 | 21,819,000 | 22,852,000 | 23,367,000 |
| Total capital | 23,482,000 | 23,934,000 | 25,079,000 | 25,701,000 |
| Risk-weighted assets | 179,081,000 | 192,242,000 | 199,376,000 | 206,340,000 |