Call reports 2016
ALLIANCE BANK CENTRAL TEXAS — 2016
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 206,751,000 | 207,137,000 | 201,757,000 | 213,904,000 |
| Total loans | 131,449,000 | 136,376,000 | 139,194,000 | 145,313,000 |
| Allowance for loan losses | 2,025,000 | 2,002,000 | 1,977,000 | 1,960,000 |
| Securities available for sale | 55,968,000 | 45,121,000 | 43,275,000 | 49,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,480,000 | 179,548,000 | 178,951,000 | 192,768,000 |
| Interest-bearing deposits | 145,605,000 | 149,603,000 | 145,955,000 | 161,091,000 |
| Noninterest-bearing deposits | 29,875,000 | 29,945,000 | 32,996,000 | 31,677,000 |
| Equity capital | 20,728,000 | 20,919,000 | 21,115,000 | 19,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,806,000 | 5,778,000 | 7,768,000 |
| Interest expense | 277,000 | 554,000 | 824,000 | 1,095,000 |
| Net interest income | 1,619,000 | 3,252,000 | 4,954,000 | 6,673,000 |
| Noninterest income | 298,000 | 471,000 | 671,000 | 870,000 |
| Noninterest expense | 1,503,000 | 3,027,000 | 4,549,000 | 6,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 463,000 | 841,000 | 1,241,000 | 1,550,000 |
| Income tax | 62,000 | 123,000 | 193,000 | 393,000 |
| Net income | 401,000 | 718,000 | 1,048,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,756,000 | 18,822,000 | 18,902,000 | 18,762,000 |
| Total capital | 20,310,000 | 20,365,000 | 20,502,000 | 20,448,000 |
| Risk-weighted assets | 123,889,000 | 123,011,000 | 127,468,000 | 134,583,000 |