Call reports 2015
ALLIANCE BANK CENTRAL TEXAS — 2015
What ALLIANCE BANK CENTRAL TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,016,000 | 189,169,000 | 196,588,000 | 200,345,000 |
| Total loans | 112,237,000 | 118,715,000 | 120,587,000 | 125,742,000 |
| Allowance for loan losses | 2,058,000 | 2,069,000 | 2,081,000 | 2,031,000 |
| Securities available for sale | 54,841,000 | 55,653,000 | 56,830,000 | 53,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,032,000 | 166,196,000 | 174,759,000 | 170,874,000 |
| Interest-bearing deposits | 132,691,000 | 130,943,000 | 140,798,000 | 137,447,000 |
| Noninterest-bearing deposits | 31,341,000 | 35,253,000 | 33,961,000 | 33,427,000 |
| Equity capital | 21,219,000 | 21,138,000 | 21,069,000 | 19,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,459,000 | 5,271,000 | 7,081,000 |
| Interest expense | 276,000 | 537,000 | 800,000 | 1,065,000 |
| Net interest income | 1,435,000 | 2,922,000 | 4,471,000 | 6,016,000 |
| Noninterest income | 151,000 | 353,000 | 466,000 | 614,000 |
| Noninterest expense | 1,510,000 | 3,053,000 | 4,569,000 | 6,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 281,000 | 483,000 | 699,000 |
| Income tax | 0 | 0 | 0 | 133,000 |
| Net income | 76,000 | 281,000 | 483,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,359,000 | 19,569,000 | 19,272,000 | 18,354,000 |
| Total capital | 20,633,000 | 20,882,000 | 20,621,000 | 19,846,000 |
| Risk-weighted assets | 101,167,000 | 104,329,000 | 107,198,000 | 118,849,000 |