Call reports 2018
UNITED BANK — 2018
What UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 280,833,000 | 287,191,000 | 269,008,000 |
| Total loans | 213,747,000 | 202,064,000 | 203,259,000 |
| Allowance for loan losses | 2,063,000 | 2,058,000 | 2,049,000 |
| Securities available for sale | 30,820,000 | 28,252,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 239,734,000 | 245,210,000 | 227,524,000 |
| Interest-bearing deposits | 174,018,000 | 160,326,000 | 164,100,000 |
| Noninterest-bearing deposits | 65,715,000 | 84,884,000 | 63,423,000 |
| Equity capital | 29,612,000 | 30,178,000 | 29,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,675,000 | 5,704,000 | 8,526,000 |
| Interest expense | 341,000 | 687,000 | 1,034,000 |
| Net interest income | 2,334,000 | 5,017,000 | 7,492,000 |
| Noninterest income | 809,000 | 1,527,000 | 2,530,000 |
| Noninterest expense | 1,974,000 | 4,299,000 | 6,688,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,169,000 | 2,313,000 | 2,895,000 |
| Income tax | 283,000 | 429,000 | 531,000 |
| Net income | 886,000 | 1,884,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 29,890,000 | 30,443,000 | 29,674,000 |
| Total capital | 31,953,000 | 32,501,000 | 31,723,000 |
| Risk-weighted assets | 226,623,000 | 216,716,000 | 210,382,000 |