Call reports 2017
UNITED BANK — 2017
What UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 259,996,000 | 259,138,000 | 257,920,000 | 269,890,000 |
| Total loans | 198,517,000 | 199,885,000 | 200,050,000 | 207,286,000 |
| Allowance for loan losses | 2,171,000 | 2,137,000 | 2,085,000 | 2,061,000 |
| Securities available for sale | 34,004,000 | 32,871,000 | 30,705,000 | 32,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,884,000 | 221,221,000 | 219,065,000 | 229,040,000 |
| Interest-bearing deposits | 156,590,000 | 151,988,000 | 157,831,000 | 161,673,000 |
| Noninterest-bearing deposits | 66,294,000 | 69,233,000 | 61,233,000 | 67,367,000 |
| Equity capital | 26,154,000 | 26,874,000 | 27,685,000 | 29,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,899,000 | 7,496,000 | 10,087,000 |
| Interest expense | 278,000 | 561,000 | 848,000 | 1,154,000 |
| Net interest income | 2,193,000 | 4,338,000 | 6,648,000 | 8,933,000 |
| Noninterest income | 619,000 | 1,341,000 | 2,161,000 | 3,356,000 |
| Noninterest expense | 1,853,000 | 3,720,000 | 5,622,000 | 7,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 959,000 | 1,964,000 | 3,188,000 | 4,749,000 |
| Income tax | 323,000 | 670,000 | 1,089,000 | 1,638,000 |
| Net income | 636,000 | 1,294,000 | 2,099,000 | 3,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,219,000 | 26,878,000 | 27,684,000 | 29,407,000 |
| Total capital | 28,390,000 | 29,015,000 | 29,769,000 | 31,468,000 |
| Risk-weighted assets | 212,639,000 | 220,804,000 | 216,697,000 | 222,682,000 |