Call reports 2009
UNITED BANK — 2009
What UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 215,919,000 | 219,483,000 | 218,303,000 | 224,363,000 |
| Total loans | 175,984,000 | 178,959,000 | 175,394,000 | 167,548,000 |
| Allowance for loan losses | 2,470,000 | 2,414,000 | 2,642,000 | 2,522,000 |
| Securities available for sale | 26,480,000 | 27,317,000 | 26,434,000 | 24,844,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,379,000 | 175,485,000 | 181,570,000 | 186,621,000 |
| Interest-bearing deposits | 154,960,000 | 164,141,000 | 168,505,000 | 168,808,000 |
| Noninterest-bearing deposits | 12,419,000 | 11,344,000 | 13,065,000 | 17,813,000 |
| Equity capital | 18,278,000 | 18,892,000 | 19,134,000 | 19,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,419,000 | 6,888,000 | 10,378,000 | 13,847,000 |
| Interest expense | 1,271,000 | 2,502,000 | 3,978,000 | 5,086,000 |
| Net interest income | 2,148,000 | 4,386,000 | 6,400,000 | 8,761,000 |
| Noninterest income | 847,000 | 1,609,000 | 1,972,000 | 2,620,000 |
| Noninterest expense | 1,764,000 | 3,621,000 | 4,826,000 | 6,461,000 |
| Provision for loan losses | 300,000 | 670,000 | 1,570,000 | 1,570,000 |
| Pretax income | 931,000 | 1,704,000 | 1,976,000 | 3,350,000 |
| Income tax | 315,000 | 565,000 | 660,000 | 1,164,000 |
| Net income | 616,000 | 1,139,000 | 1,316,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,113,000 | 18,636,000 | 18,813,000 | 19,682,000 |
| Total capital | 20,468,000 | 20,896,000 | 21,130,000 | 21,861,000 |
| Risk-weighted assets | 188,268,000 | 188,534,000 | 185,050,000 | 174,985,000 |
Machine access — free, no API key
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