Call reports 2026
MILTON SAVINGS BANK — 2026
What MILTON SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 89,614,000 | 90,588,000 |
| Total loans | 61,159,000 | 62,683,000 |
| Allowance for loan losses | 675,000 | 717,000 |
| Securities available for sale | 22,113,000 | 22,082,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 68,606,000 | 70,964,000 |
| Interest-bearing deposits | 65,051,000 | 67,829,000 |
| Noninterest-bearing deposits | 3,555,000 | 3,135,000 |
| Equity capital | 12,882,000 | 13,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,016,000 | 2,093,000 |
| Interest expense | 355,000 | 716,000 |
| Net interest income | 661,000 | 1,377,000 |
| Noninterest income | 5,000 | 10,000 |
| Noninterest expense | 641,000 | 1,247,000 |
| Provision for loan losses | 28,000 | 72,000 |
| Pretax income | -3,000 | 68,000 |
| Income tax | -30,000 | -42,000 |
| Net income | 27,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,264,000 | 15,347,000 |
| Total capital | 15,862,000 | 15,960,000 |
| Risk-weighted assets | 47,759,000 | 48,954,000 |