Call reports 2024
MILTON SAVINGS BANK — 2024
What MILTON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 74,932,000 | 76,210,000 | 77,345,000 | 77,249,000 |
| Total loans | 41,955,000 | 42,767,000 | 44,305,000 | 46,706,000 |
| Allowance for loan losses | 422,000 | 450,000 | 486,000 | 469,000 |
| Securities available for sale | 24,756,000 | 24,278,000 | 24,798,000 | 23,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,047,000 | 58,697,000 | 57,370,000 | 57,782,000 |
| Interest-bearing deposits | 52,702,000 | 55,909,000 | 54,648,000 | 54,862,000 |
| Noninterest-bearing deposits | 4,345,000 | 2,788,000 | 2,722,000 | 2,920,000 |
| Equity capital | 12,927,000 | 12,637,000 | 13,137,000 | 12,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,372,000 | 2,110,000 | 2,890,000 |
| Interest expense | 254,000 | 529,000 | 808,000 | 1,107,000 |
| Net interest income | 415,000 | 843,000 | 1,302,000 | 1,783,000 |
| Noninterest income | 7,000 | 17,000 | 23,000 | 28,000 |
| Noninterest expense | 564,000 | 1,103,000 | 1,652,000 | 2,276,000 |
| Provision for loan losses | 24,000 | 54,000 | 90,000 | 73,000 |
| Pretax income | -166,000 | -297,000 | -417,000 | -538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -166,000 | -297,000 | -417,000 | -538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,868,000 | 15,738,000 | 15,617,000 | 15,496,000 |
| Total capital | 16,260,000 | 16,147,000 | 16,103,000 | 15,950,000 |
| Risk-weighted assets | 31,345,000 | 32,777,000 | 39,535,000 | 36,307,000 |