Call reports 2022
MILTON SAVINGS BANK — 2022
What MILTON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,999,000 | 76,306,000 | 74,932,000 | 75,563,000 |
| Total loans | 39,245,000 | 39,050,000 | 40,073,000 | 40,256,000 |
| Allowance for loan losses | 731,000 | 727,000 | 720,000 | 526,000 |
| Securities available for sale | 28,663,000 | 26,750,000 | 25,287,000 | 25,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,278,000 | 59,010,000 | 58,812,000 | 58,995,000 |
| Interest-bearing deposits | 55,447,000 | 54,305,000 | 54,146,000 | 54,077,000 |
| Noninterest-bearing deposits | 3,831,000 | 4,705,000 | 4,666,000 | 4,918,000 |
| Equity capital | 14,399,000 | 12,991,000 | 12,113,000 | 12,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,097,000 | 1,677,000 | 2,266,000 |
| Interest expense | 74,000 | 148,000 | 254,000 | 362,000 |
| Net interest income | 458,000 | 949,000 | 1,423,000 | 1,904,000 |
| Noninterest income | 8,000 | 17,000 | 27,000 | 19,000 |
| Noninterest expense | 497,000 | 999,000 | 1,493,000 | 2,075,000 |
| Provision for loan losses | 0 | -4,000 | -3,000 | -196,000 |
| Pretax income | -31,000 | -29,000 | -40,000 | 44,000 |
| Income tax | -26,000 | -39,000 | -61,000 | -50,000 |
| Net income | -5,000 | 10,000 | 21,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,912,000 | 15,927,000 | 15,938,000 | 16,012,000 |
| Total capital | 16,270,000 | 16,298,000 | 16,317,000 | 16,396,000 |
| Risk-weighted assets | 28,238,000 | 29,268,000 | 29,973,000 | 30,540,000 |